Unique Loans and Products


Ensuring that all FHA and VA qualified customers receive low rates and fees, our Uplift programs help reduce your out of pocket costs and monthly payments for years to come.

Bumps in the road to homeownership?
Let us give you a lift!

Our Uplift program ensures all FHA and VA qualified customers receive low rates and fees, which will reduce their out of pocket cost and monthly payments for years to come. You've worked hard to make your dream of homeownership a reality, and that hard work should result in affordable homeownership. That's where we come in!

Uplift program features:

  • Available for qualified FHA and VA loan customers.
  • Down payment as low as 3.5% for FHA loans ¹. No down payment for VA loans if the purchase price does not exceed
    the appraised value of the home.
  • Income must not exceed more than 100% of Area Median Income. State and county limitations may apply ².
FHA and VA home loan programs may not be the best product for all borrowers or all situations. Consult your mortgage consultant to discuss your financing options. HomeServices Lending are not affiliated with or endorsed by any government agencies.
1. FHA loans have the benefit of a low down payment but there are other loan products with the same option. Ask your mortgage consultant to help you compare the overall costs of all products, including the monthly and long-term costs and conditions of the required mortgage insurance. In many instances, FHA may be a more expensive financing option and should only be considered after thoroughly evaluating all other product options that meet your credit qualifying and financial needs.
2. Uplift program available in Alabama, Arizona, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Illinois, Indiana, Iowa, Kansas, Kentucky, Maryland, Michigan, Minnesota, Missouri, Nebraska, New Jersey, North Carolina, Ohio, Oregon, Pennsylvania, South Carolina, Texas, Virginia, West Virginia and Wisconsin. County limitations also apply.  Contact your local mortgage consultant for more details.

*Not all borrowers will qualify