Loan Types
Learn more about the loan types we have available to meet your needs
Fixed & adjustable rate mortgages
These are two of the most popular loan types when buying a home or refinancing your mortgage.
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FHA and VA mortgage programs
Federal Housing Administration (FHA) and Department of Veterans Affairs (VA) loans are popular homebuyer...
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FHA streamline
Allows qualified borrowers to refinance a current FHA mortgage loan to a lower interest rate more quickly and ...
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VA loans
As a servicemember or veteran of the United States military, your duty has been to support and defend our ...
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Rapid Close ™
RAPID CLOSE is Prosperity's trusted platform for closing loans fast. Powered by Notarize, RAPID CLOSE allows ...
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Uplift
Our Uplift program ensures all FHA and VA qualified customers receive low rates and fees, which will reduce ...
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USDA Loans
Offers eligible borrowers in rural areas with no-down-payment financing options. These loans must meet certain criteria.
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Blog & updates
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Friday, February 11, 2022
Lock, Shop & Home!
Rising rates? No Property? No problem! Submit your loan application & lock in your interest rate!
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Friday, April 1, 2022
Freddie Mac BorrowSmart Program
We understand that the expense of a down payment and closing costs can present a challenge for many would-be home buyers. That’s why we offer Freddie Mac BorrowSmartSM, a loan program designed to help customers purchase a home with less money out of pocket.
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