Calculate your mortgage payment

Find out what your monthly payment will be - including applicable finance charges, PMI, hazard insurance, and property taxes.

*Interest rate and annual percentage rate (APR) are based on current market conditions, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables. Estimated closing costs used in the APR calculation are assumed to be paid by the borrower at closing. If the closing costs are financed, the loan, APR and payment amounts will be higher. If the down payment is less than 20%, mortgage insurance may be required and could increase the monthly payment and APR. Contact us for details. Additional loan programs may be available. Accuracy is not guaranteed, and all products may not be available in all borrower's geographical areas and are based on their individual situation. This is not a credit decision or a commitment to lend.

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Additional calculators:

How much will my payments be?
Calculate your monthly payment with applicable finance charges, PMI, hazard insurance, and property taxes.
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Rent vs. buy
Still renting an apartment and thinking about a home purchase? This calculator can help you make the final decision.
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More Loan Types

Fixed & adjustable rate mortgages
These are two of the most popular loan types when buying a home or refinancing your mortgage.
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FHA and VA mortgage programs
Federal Housing Administration (FHA) and Department of Veterans Affairs (VA) loans are popular homebuyer...
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FHA streamline
Allows qualified borrowers to refinance a current FHA mortgage loan to a lower interest rate more quickly and ...
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VA loans
As a servicemember or veteran of the United States military, your duty has been to support and defend our ...
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Rapid Close ™
RAPID CLOSE is Prosperity's trusted platform for closing loans fast. Powered by Notarize, RAPID CLOSE allows ...
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Uplift
Our Uplift program ensures all FHA and VA qualified customers receive low rates and fees, which will reduce ...
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USDA Loans
Offers eligible borrowers in rural areas with no-down-payment financing options. These loans must meet certain criteria.
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Jumbo (Non-Conforming) Loans
Provide financing for loan amounts higher than the maximum conforming limits set by Fannie Mae and Freddie Mac.
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FNMA HomeReady ™
FNMA HomeReady™ by Fannie Mae is designed to help qualified borrowers in designated low-income, minority, and ...
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First Time Homebuyer Loan Options
Great news! With the many options now available for qualified buyers, you may be able to buy a home sooner...
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Low Down Payment
Qualified first-time home buyers may be able to get a conventional loan for as little as a 3% down.
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FHA Streamline
Allows qualified borrowers to refinance a current FHA mortgage loan to a lower interest rate more quickly and ...
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USDA Loans
Offers eligible borrowers in rural areas with no-down-payment financing options. These loans must meet certain criteria.
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3% Down First Time Homebuyer Program
Is your savings account standing between you and homeownership? We may be able to help.
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The Buyer Advantage
Getting pre-approved for a mortgage is a great place to start when buying a home, but if you want your offer to ...
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Lock, Shop & Home
We understand rising interest rates are a concern while searching for a home, but our Lock, Shop & Home program may ...
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XLR8
XLR8 is an expedited mortgage approval process designed to allow us to verify a borrower’s credit, assets and ...
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BorrowSmart - Low Down Payment Program
You may qualify for up to $1,500 in down payment and/or closing cost assistance!
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Real Estate Investor Loan Programs
Let us help you reach your real estate investment goals with a variety of different programs.
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Good Neighbor Next Door
Contribute to the revitalization of your community while becoming a homeowner.
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Wedding Gift Funds
Planning your wedding or just married? Congratulations! If you’ve decided the next step in your life together will ...
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The Buyer Advantage
If you know what to expect, finding and financing your first home can be an exciting and rewarding experience!
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Calculate Your Mortgage Payment
Find out what your monthly payment will be with applicable finance charges, PMI, hazard insurance, and property taxes.
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Basics of Buying
Follow these helpful tips when applying for a mortgage to help make the process go smoothly.
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Things to Provide: Document Checklist
Use this handy checklist to gather documents for your home loan.
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Mortgage Process Roadmap
Wondering what to expect from start to finish when it comes to obtaining financing for your mortgage? Find out below.
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Understanding Your Credit Score
Learn about the 5 components that determine your credit score and how to manage it.
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Mortgage Glossary
Not sure what appraisal, escrow or private mortgage insurance are? Find out about these mortgage terms and more.
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